Accounting Senior Analyst

  • Upgrade, Inc.
  • Remote
  • Jun 01, 2021
Full-time Fintech - Digital Banking Fintech - Lending

Job Description

Upgrade is a fintech unicorn backed by a top 10 global bank and other leading fintech investors. Founded in 2017, Upgrade has already delivered $4 billion in consumer credit and achieved $125 million in annual revenue run rate and cash profitability.
Upgrade is building a neobank offering exceptional value to mainstream consumers, including affordable and responsible credit through cards and loans. In 4 short years 12 million people have already applied for an Upgrade Card or loan.
Upgrade has been named a “Best Place to Work in the Bay Area” by the San Francisco Business Times and Silicon Valley Business Journal 3 years in a row, and received “Best Company for Women” and “Best Company for Diversity” awards from Comparably.
We are looking for new team members who get excited about designing and implementing new and better products to join a team of over 450 talented and passionate professionals. Come join us if you like to tackle big problems and make a meaningful difference in people's lives.
The Accounting Sr Analyst will be responsible for performing operational accounting tasks, loan portfolio accounting, reconciliations, and other technical accounting functions. Working with a team of Finance, Investor, and Business Analysts in Phoenix and San Francisco, this person will play a key role in maintaining loan portfolio accounting and other accounting functions. The ideal candidate will work closely with Investor Operations and Treasury to identify all relevant loan purchase and sale transactions, verify accuracy, and make recommendations to streamline current portfolio accounting processes and procedures. Candidate must be capable of delivering high-quality deliverables, on time, with careful attention to detail. 


    • Maintain loan and securitization portfolio accounting records
    • Manage and coordinate with valuation specialists all loan and securitization related fair valuation work
    • Assist finance and accounting team members with operational and other accounting functions required by the business
    • Provide timely loan portfolio information to Chief Accounting Officer and Management
    • Work collaboratively, cross-functionally and interface with stakeholders and other teams to effectively and efficiently manage portfolio accounting
    • Effectively communicate (written and verbal) technical subject matter to non-technical business stakeholders


    • Minimum of 5+ years of experience in public accounting OR 5+ years of corporate accounting experience
    • Advanced knowledge of GAAP required;
    • Database and data manipulation experience a plus
    • Team-player with superior interpersonal skills who can work closely with both accounting teams and relevant business and management teams
    • Effective written, verbal and interpersonal communication skills
    • Sense of ownership and responsibility towards problems and solutions
    • Demonstrated ability to adapt quickly and smoothly to a rapidly changing environment

Benefits / Perks:

    • COVID-19
    • Our office space exceeds OSHA and CDC guidelines for workspaces amidst COVID-19. This is an in office job and work from home is not regularly offered.
    •  Benefits, Perks & the fun stuff:
    • Great OPEN office environment!  
    • Conveniently located in the heart of Downtown Phoenix
    • Comprehensive benefits package: Medical, dental, vision, life insurance & disability
    • Paid parking or platinum pass
    • Close to light rail and public transportation
    • New Hire Training Program
    • Wellness Incentive Program
    • Paid time off (PTO)
    • Kitchen stocked with beverages, snacks & treats

Candidates should be prepared to:1) Share or discuss examples of relevant work experience2) Be prepared to answer technical data questions about loan portfolio accounting.